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USDA Property Eligibility Info
Basically, the USDA home loan program has 2 things it looks at when determining property eligibility: (1) Location (2) Physical Properties of the house.
Location Eligibility: Determining the location eligibility is simple. Just click here and use this tool to determine if your area is eligible. Simply click on your State, the whatever County your looking in. This will bring up a color coded map. The areas shaded in "orange" are ineligible, all other areas are O.K. It's that simple!
Physical Properties:
Single family homes only (no multi-units homes)
Condos/Townhomes OK
Home must be in working order (no "fixxer uppers" with mechanical issues)
No mobile homes
Swimming pools can not be used to determine the value of the home
An FHA appraisal will be used
Basically, standard homes in working order is what's expected...this is NOT a "fixxer upper" program.
